Modular Homes Answer Affordable Housing Needs

The recent nationwide housing slump, which has leftreplacement components.
many homebuyers to experience the downside ofAll of these savings are passed on to the
Adjustable Rate Mortgages and feel the crush ofhomebuyer. And, because the construction time is
rising mortgage payments, is also affecting the homegreatly shortened as compared to the time frame
construction industry, putting many builders andneeded for a traditional site built home, homebuyers
industry sub-contractors in very tight financial straits.reap the benefits of lower interest rates and fewer
This trend is not true in the modular homes industry,payments on construction loans. Although they were
however. The demand for new homes is still high,wary at first, mortgage lenders are seeing the rapid
and homebuyers are increasingly seeking alternativesgrowth in the sale of modular homes and are thus
to rising new home prices and interest rates. Oneadjusting their practices to accommodate this
growing alternative is modular homes. Modular homegrowing market of homebuyers.
building is on the rise and is becoming more popularModular homes are not only on the rise in the United
with homebuilders and homeowners each day.States. Homebuilders around the globe are seeing
Why? Public perception towards the industry hasmodular homes as an answer to both the growing
changed as more people have come to understandneed for affordable housing and the increasing
the structural, construction and cost benefits ofindustry demand for green building and energy
modular housing. Modular homebuilders are providingefficient construction. For example, modular homes
solutions to the need for affordable housing, by usingare currently being used to ease the affordable
advanced engineering and building systems to providehousing crisis in the Highlands of Scotland. The
quality, attractive home designs at affordable costplanned £20million construction project will
and at a fraction of construction time.provide dozens of pre-built houses, and will see
Modular homes are constructed in pieces in controlledmodular houses built in eight Highland areas over the
factory environments. Factory production meansnext three years.
fewer accidents and mistakes and a more predictableBecause of the focus on energy efficiency,
product and time frame. The pieces are then shippedarchitectural and design communities worldwide are
to the site where they are assembled. Because thecoming together to create innovative designs for
pieces need to be shipped, they are built muchhomes of all shapes, sizes and tastes. Custom
stronger than traditional site built homes, using ten tomodular homebuilders, such as Grant Smereczynsky,
fifteen percent more construction materials than areCEO of Building Systems Network, a custom modular
normally used. Modular homes also offer a muchhomebuilder based in Atlanta, GA, are encouraging
higher quality control standard, with so manyconsumers who are not yet familiar with the options
third-party inspectors, engineers and architectsavailable in modular homes to educate themselves
involved.about the benefits of these advancements in
Since modular home builders provide 80 to 85engineering, architectural design and systems-based
percent of the home, the buyer avoids the risk ofconstruction.
giving money to a builder and not having the home"Don't let these innovative designs and new home
built to their specifications, or of having their pricebuilding technologies pass you by," Smereczynsky
inflated by numerous change orders. Additionally,says. "Take advantage of benefits and opportunities
unlike modular homes, site-built homes are exposedavailable to home buyers of affordable luxury and
to unfavorable weather conditions during thecustom dream homes, as well as energy efficiency
construction process, making the home vulnerable toand increased durability and safety that modular
water or weather damage, and increasing the costshomes and modular home builders provide.
of the project by adding additional materials and